Understanding Dental Insurance

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Buying dental insurance is the best way to keep your smile healthy and beautiful for life, but it’s not enough to simply find affordable dental insurance—you should consider which plan would best fit your lifestyle and budget. Before you buy, understanding how dental insurance works and what typical plans cover is essential.

Typical Covered Services and Maximums
Even full coverage dental insurance has limitations. Here are several things to consider before buying or using your dental insurance.

  • Dental insurance rarely pays the entire cost of treatment. You may have to pay out-of-pocket expenses or a co-payment.
  • In many cases, you’ll also have a yearly deductible that you’ll have to reach before the policy covers anything.
  • Preventative care such as cleanings, sealants, x-rays, and general exams are typically covered at 80 to 100 percent. Major dental work may only be covered at 50 percent.
  • Most dental insurance plans have a yearly maximum ranging between $1000 and $2500.
  • Some treatments, such as cosmetic procedures and implants, may not be covered.

Tips to Maximize Your Affordable Dental Insurance Coverage
Here are four ways to get your money’s worth from your full coverage dental insurance plan.

  • Obtain coverage for your entire family. In the long run, you’ll save money by adding everyone.
  • Take advantage of free preventative coverage. Early detection of problems prevents expensive treatment later.
  • If you have children, be sure your policy includes orthodontic coverage.
  • Be sure that your dentist participates in your PPO dental plan.

Five Questions to Ask Before Choosing a Plan

  • What annual and biannual preventative services are covered?
  • Am I allowed to choose my own dentist?
  • Is my coverage limited to the cheapest available treatment options?
  • Can I schedule appointments at my own convenience?
  • How much will I pay for services, office visits, and procedures?

Quick Facts Every Dental Insurance Buyer Should Know

  • Not every dentist accepts insurance.
  • You can obtain a pre-treatment estimate to determine cost and check coverage.
  • If you don’t meet your yearly maximum, it doesn’t roll over to the next year.
  • Know whether your policy is considered a preferred provider organization (PPO) or health maintenance organization (HMO) plan. Different dentists accept different types of plans.

To get the dental care you deserve from an affordable dentist in Florida, call Advanced Dental Care of Florida today at (855) 979-3334 or make an appointment.

Advanced Dental Care offers affordable family dentistry and gentle, compassionate dental care in Florida. With 21 affiliated practices throughout Florida, our offices are conveniently located with extended hours to meet your needs. At Advanced Dental Care of Florida, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Advanced Dental Care of Florida.

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Pain free cleaning, very professional dental hygienist
Michael T.
Friendly staff and professional service.
David N.
Over the years I’ve had several dentists with mixed results. I can tell you Dr. Quavedo is honest and stright as a arrow. It seems rare these days I see people with these morals and values! I […]
Jason A.
I’ve been a patient for 3 years now. LOVE going to the dentist again! Dr. Purcell and his entire staff are off the hook in great customer service and professionalism. You won’t be […]
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Cleaning and check up
Laurie M.
They listen to your comments. They have state of the art technology. They don’t push unnessasary treatments.
Robin F.
Excellent experience!!! I walked in with no appointment and the staff saw I was in pain and took me in right away. I do not have insurance and only paid 29.00 for my emergency visit. Great service […]
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Everyone was friendly, competent, and responsive to my questions. Up-to-date equipment and procedures.
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I believe the service received was great!
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Everybody is very helpful. My cleaning was excellent.
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Staff really listens to your needs. Excellent quality care
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Melody C.
Very good care
John V.
Staff and Jennifer were there on time. They were courteous. Jennifer was very professional and fun – as always.
Andreina G.
The doctor did a great job, the dental assistant was good and all the front office help were pleasant and welcomed me to the office.
Jerome C.
All the staff are courteous, helpful, pleasant and the office runs in a very professional manner. Everyone I have dealt with over the past 16 years has been an asset to that office. You are always […]
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Dr Chan and Chreish treated me and are extremely professional and have saved me money by not doing procedures that are not necessary. In recent years I have been to different dentist do to my […]
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The staff here is great! Going to the dentist has always been a fear of mine but i actually left this place with a smile on my face. A huge thank you to Leci!
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We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

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