Understanding Dental Insurance


Buying dental insurance is the best way to keep your smile healthy and beautiful for life, but it’s not enough to simply find affordable dental insurance—you should consider which plan would best fit your lifestyle and budget. Before you buy, understanding how dental insurance works and what typical plans cover is essential.

Typical Covered Services and Maximums
Even full coverage dental insurance has limitations. Here are several things to consider before buying or using your dental insurance.

  • Dental insurance rarely pays the entire cost of treatment. You may have to pay out-of-pocket expenses or a co-payment.
  • In many cases, you’ll also have a yearly deductible that you’ll have to reach before the policy covers anything.
  • Preventative care such as cleanings, sealants, x-rays, and general exams are typically covered at 80 to 100 percent. Major dental work may only be covered at 50 percent.
  • Most dental insurance plans have a yearly maximum ranging between $1000 and $2500.
  • Some treatments, such as cosmetic procedures and implants, may not be covered.

Tips to Maximize Your Affordable Dental Insurance Coverage
Here are four ways to get your money’s worth from your full coverage dental insurance plan.

  • Obtain coverage for your entire family. In the long run, you’ll save money by adding everyone.
  • Take advantage of free preventative coverage. Early detection of problems prevents expensive treatment later.
  • If you have children, be sure your policy includes orthodontic coverage.
  • Be sure that your dentist participates in your PPO dental plan.

Five Questions to Ask Before Choosing a Plan

  • What annual and biannual preventative services are covered?
  • Am I allowed to choose my own dentist?
  • Is my coverage limited to the cheapest available treatment options?
  • Can I schedule appointments at my own convenience?
  • How much will I pay for services, office visits, and procedures?

Quick Facts Every Dental Insurance Buyer Should Know

  • Not every dentist accepts insurance.
  • You can obtain a pre-treatment estimate to determine cost and check coverage.
  • If you don’t meet your yearly maximum, it doesn’t roll over to the next year.
  • Know whether your policy is considered a preferred provider organization (PPO) or health maintenance organization (HMO) plan. Different dentists accept different types of plans.

To get the dental care you deserve from an affordable dentist in Florida, call Advanced Dental Care of Florida today at (855) 979-3334 or make an appointment.

Advanced Dental Care offers affordable family dentistry and gentle, compassionate dental care in Florida. With 21 affiliated practices throughout Florida, our offices are conveniently located with extended hours to meet your needs. At Advanced Dental Care of Florida, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Advanced Dental Care of Florida.

Read What Our Patients Say
Patient Reviews
Great Dr. and staff! Very friendly, professional with expert dental care. Thank you very much!
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Great dental care, friendly staff and very professional. Will recommend to all my friends.
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Professional, knowledgeable, thorough, courteous and friendly.
Donald M.
I am absolutely in love with this dentist office. I feel so comfortable and well taken care of. They are professional and totally human and kind. The entire staff is beyond wonderful.
Maria G.
Friendly staff good prices and a prompt appointment
Enilda L.
I have only gotten the best of care from a very professional dental team.
Barbara F.
Dr Chan and Chreish treated me and are extremely professional and have saved me money by not doing procedures that are not necessary. In recent years I have been to different dentist do to my […]
John P.
I traveled 3 hours for dental procedures at this facility. My appointments were always on time and the staff and dentist were great!
Delaina B.
Manatee Dental is the most friendly and fun Dentist office I have ever been to. Dr Lindow and his assistant Katie are so gentle and professional not to mention funny. They make you feel as if your in […]
Kim W.
I came in on short notice . The staff was great and the quality was exceptional. I have always hated to go to the dentist. They put me at ease and I had a pleasant experience. Thank you to all […]
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Professional staff and honest dentist. I have never felt pressured to do anything I felt was not necessary.
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I absolutely love this office!!! The staff the Doctor and the office manager Leann are outstanding!! They really take care of their patients.. I have never had a bad experience there. Been going […]
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Great staff, great environment. Best dentist office in area.
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Friendly, professional staff. And the staff seems like they enjoy working with each other. Great atmosphere!
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Friendly staff and explained everything before they did anything.
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Easy to get appointment. Explained procedure and recommendations for corrective work
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Very patient focused
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Best staff and Dentist! Been going for 10yrs…..love them!
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We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

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